How to Make Extra Money from Home for a Debt-Free Christmas in July: A True Story, a Simple Plan, and a Fresh Start

Ever hear of Christmas in July?

It’s not just a marketing gimmick. For some of us, it’s a core memory. A real moment of survival and celebration during a hard time. For me? It was 1981. The year my parents did everything they could to hold our family together.

Interest rates were brutal. My parents - hardworking, country folks - were pushed to their financial limits. The belt could not be tightened any tighter .. Dad was working seven days a week, picking up extra odd jobs. Mom clipped coupons and babysat friends kids. My babysitting money went to the mortgage or gas for the pickup truck so Dad could make it to work. Our livestock was sold.

And still… the bank took our home.

But they didn’t take our spirit.

That July, we had Christmas anyway. A tree. Decorations .. Tinsel .. Mom’s famous carrot pudding with hard sauce. Christmas carols on the record player. It was beautiful. And while the world around us felt like it was falling apart, we had joy. We had each other. We had a moment of magic when we needed it most.

That’s the power of creativity and courage. Rub a lil dirt on it Dad used to say .. Tenacity and grit to save the day.

And that’s why now, when I hear “Christmas in July,” I don’t just see a cute holiday promo. I don't see Santa Clause in board shorts and a surf board .. I see an opportunity. A call to help other women create that same kind of peace - without the panic.

So if you’re wondering how to make extra money from home for a debt-free Christmas in July, I’ve got you. Here’s how I’d start over from scratch, and how you can too - without tech headaches, inventory, or being glued to social media 24/7.

PHASE ONE: Start Before You're Ready

Back then, we didn’t have TikTok or funnels or Canva. But today? You do. And if I lost it all and had to start from zero - no email list, no audience, no credibility: here’s what I’d do:

Step 1: Get honest. This is your fresh start. Like starting at a fresh school, no one knows your past or that the grade four trickster put a ketchup packet on your chair.. Your invisible era of fresh creation of a secret YOU. No pressure, no eyes—just potential.

Step 2: Create short-form videos. You don’t need to be polished. You don’t need a fancy ring light or high end camera. What you need is realness:

• Speak to the version of you who needed this last year.
• Say what you wish someone would’ve told you.
• Give tips that make someone say, “That’s exactly what I needed.” That they feel heard, seen, validated, hope!

Then… post them. Daily. On Facebook Reels, TikTok, YouTube Shorts, and YES—Pin them to Pinterest.

Don’t overthink. Done is better than perfect.

PHASE TWO: Build Your List (This Is Where the Magic Happens)

Listen, having 50,000 followers and no email list is like jet plane with no gas, no airport. Awe inspiring, pretty to look at but going nowhere.

You need an opt-in. A freebie. Something to say: “Hey, I get you. Let’s fix this together.”

Mine? It was an eBook on how to make extra money from home using digital marketing for beginners.

The best part? I didn’t write it from scratch. It came done-for-me .. I decided to side step a lot of headaches and get . I tweaked it to fit my voice and story - and BOOM. It worked. I had leads coming in. I had people joining my email list. I had sales!

You can do the same:

• Offer the eBook.
• Use the funnel already built for you.
• Collect emails. Click the button to start the automations.
• Start conversations.

No coding. No techy overwhelm. Just connection, automation, and momentum.

PHASE THREE: Sell Something Already

This is where most people freeze. “I need a logo…” “I should wait until my brand is clearer…” “I don’t want to be salesy…”

Enough. 🙅‍♀️

Here’s the truth: You don’t need to build an empire to make your first $100… or $1,000. You need a real offer. A clear solution. A way to serve and get paid for it.

That eBook? It turned into over $15K in commission sales for me. I sold it from my phone, in my pajamas, in between feeding the dog and answering texts.

Because I started. Not perfectly. Not loudly. Just honestly.

Ask Yourself:

• What if this year, you didn’t put Christmas on a credit card?
• What if you earned your way to peace and presence?
• What if this summer was your start-over story?

If you’ve ever said, “I just want to make a little extra money without selling my soul or spamming my friends,” then sister- you are exactly who this was built for.

And I get it. Maybe you’ve tried side hustles before that flopped. Maybe you’ve been burned. Maybe you’re tired.

But maybe… you’re also done playing small.

And you’re finally ready to say YES to:

• 100% commissions (yes, really)
• Instant payouts
• No cold DMs
• No shipping anything or inventory
• A digital marketing course you can start. Learn, earn and sell on the same day

Final Words (And A Gentle Nudge)

This is for the mom who’s tired of telling her kids “not this year.” This is for the grandma who wants to spoil the grandkids and pay the light bill. This is for the woman who just wants something of her own again and stash some cash for "something".

If I could go back and hand my Dad and Mom this blueprint in 1981—I would... But I can hand it to you now.

✨ Download my free eBook: How to Make Extra Money From Home: Digital Marketing for Beginners

Then read it. Ask questions. Start fresh.

And maybe this year… your “Christmas🎄in July” will be about more than just scrambling and survival. ✨ .. it could be the turning point where peace, purpose & paychecks finally meet.

Cheers and chat soon, Roxanne

Boring Legal Disclaimer : This blog contains affiliate links